Insuring Your Business Against Common Liabilities

A Business Owners Policy (BOP)¹ is an amalgamation of insurance coverage into a single package. It typically covers commercial property, general liability, business income, and equipment breakdown but can offer additional protection depending on the provider.

BOP Insurance is Ideal for Business Owners Who:

• Operates business at a location other than their home.
• Have fewer than 100 employees.
• Produce less than $5 million in sales.
• Own property or equipment.
• Are looking to protect investments in their business.
• Through our workers’ compensation claim services, our team acts as a liaison between the injured employee, your company, the workers’ compensation carrier, and the medical care provider. This process ensures strong communication while reducing the potential for litigation.
• Our goal is to assist the injured employee in making a complete and timely recovery so they can get back to work through careful monitoring and processing of the claim. Core advocates introducing employees back into the workforce at a speed and level at which they are medically able to do so. Additionally, this approach improves your loss history, resulting in lower premium costs.
• Defending Your Business from Common Liabilities
• There are three common liability insurance options for businesses: general liability, errors and omissions, and industry-specific coverage. Explore the breakdown of the three and see which option might best suit your needs.
• GENERAL LIABILITY INSURANCE
• ERRORS AND OMISSIONS (E&O) INSURANCE
• INDUSTRY-SPECIFIC INSURANCE
• Introducing a Trusted Business Insurance Partner
• We have been supporting businesses of all sizes across all HR, benefits, payroll, risk and compliance, and workers’ compensation service areas. We pride ourselves on continuously seeking technology, complementary services, and partnerships with other businesses to strengthen our service to our clients. Over the years, we have provided comprehensive insurance coverage options, including general liability, errors and omissions, industry-specific, and employment practices liability.
• OUR INDUSTRY-SPECIFIC COVERAGE AND SERVICES INCLUDE, BUT ARE NOT LIMITED TO:
• Financial Services
• Healthcare
• Legal Services
• Professional and Business Services
• Information Technology Services
• Insurance Services
• Real Estate
• Manufacturing

We have business partners specializing in the insurance industry to help provide excellent care and services to our clients. Whatever your business requires or desires to protect against common liabilities, We are here to help.

Business Liability Insurance Endorsement Options

Enhance a basic policy with additional commercial liability insurance options that meet the specific needs of your business.

HIRED AND NON-OWNED AUTO LIABILITY

EMPLOYMENT-RELATED PRACTICES LIABILITY

FIRE LEGAL LIABILITY

UMBRELLA POLICY

DIRECTORS AND OFFICERS LIABILITY

PERSONAL AND ADVERTISING INJURY COVERAGE

PRODUCT AND COMPLETED OPERATIONS LIABILITY

LIQUOR LIABILITY