Workers’ Compensation

Building a Proactive Defense

We are here to help by providing workers’ compensation and risk management solutions to reduce your exposure, increase compliance with state and federal laws, and bring peace of mind.

We can provide flexible workers’ compensation options with “A”-rated carriers to ensure you receive the best rates. Other flexible options include pay-as-you-go compensation, which allows you to base payments on real payroll and pay premiums at the time of processing. Pay-as-you-go compensation removes standard market deposits, annual audits, and surprise annual lump sums.

THE MAIN REASONS WORKERS’ COMPENSATION IS DENIED INCLUDE:

  • No Medical Evidence of Injury
  • Statutory Definition Disqualifications
  • Pre-existing Condition
  • Intoxication or Drug-related Violation
  • Failure to Promptly Report an Accident
  • Misrepresentation
  • Through workers’ compensation claim services, our team acts as a liaison between the injured employee, your company, the workers’ compensation carrier, and the medical care provider. This process ensures strong communication while reducing the potential for litigation.
  • Our goal is to assist the injured employee in making a complete and timely recovery so they can get back to work through careful monitoring and processing of the claim. Core advocates introducing employees back into the workforce at a speed and level at which they are medically able to do so. Additionally, this approach improves your loss history, resulting in lower premium costs.
  • The Impact of Safety in the Workplace
  • Did you know that workplace injuries and illnesses don’t just impact workers? They impact you, the employer, as well. Employers spend an average of $975 per worker annuallyon providing workers’ compensation.
  • Injuries and illnesses in the workplace oftentimes vary by industry, state, and time away from work. For example, 15% of all nonfatal injuries and illnesses were in manufacturing. Sprains, strains, and tears are some of the most commonly reported incidents that result in time away from work.
  • Long-term impacts of injuries and illnesses in the workplace can be devastating for both the worker and employer alike – only 55.4% of injured or ill workers return after a six-month absence, which drops to 32.2% after one year, and down to 4.9% after two years.
  • Developing and implementing safety programs and risk management strategies can help decrease injuries and illnesses in the workplace.
  • THIS CAN ALSO LEAD TO LESS IMPACT TO YOUR WORKERS’ COMPENSATION RATES AND ENSURE WORKPLACE SAFETY PROTOCOLS ARE FOLLOWED.

Customized Safety Training and Program Development

We offer customized safety training and program development outside traditional workers’ compensation services. From mandatory Occupational Safety and Health Administration (OSHA) training to general loss control education, gain access to free resources that will keep you in compliance and create a safer workplace.

Our OSHA training includes general industry and construction. Both programs are 10-hour trainings designed to provide information to respective industry workers on how to identify, reduce, and prevent job-related vulnerabilities, and addresses a diverse range of industry safety and health hazards that a worker may encounter. Our trainers are authorized by OSHA to conduct OSHA 10- and 30-hour training courses under OSHA’s guidelines and course requirements. Participants receive OSHA-issued course completion cards.

Additionally, our Loss Control team has created free training sessions to educate employers on related topics, such as OSHA 300 logs, electrical, powered industrial trucks, COVID-19 exposure prevention, personal protective equipment, HazCom GHS, and much more. Some classes are also available in Spanish. Be in the know to avoid hefty fines, penalties, and workplace accidents.

Along with our training and safety programs, Core prides itself on assisting businesses with compliance-related tasks, including local, state, and federal legal HR updates and assessments (i.e., job analysis, on-site inspections, and accident investigations). Your workers are your first line of defense in developing a safer workplace. Deploy a proactive defense by scheduling a consultation with a workers’ compensation specialist who can evaluate your strengths and build a better defense tailored to your unique industry needs.

YOUR WORKERS ARE YOUR FIRST LINE OF DEFENSE IN DEVELOPING A SAFER WORKPLACE.

DEPLOY A PROACTIVE DEFENSE BY SCHEDULING A CONSULTATION WITH A CORE WORKERS’ COMPENSATION SPECIALIST WHO CAN EVALUATE YOUR STRENGTHS AND BUILD A BETTER DEFENSE TAILORED TO YOUR UNIQUE INDUSTRY NEEDS.